Insurance Coverage Issues
Knox, Laurel and Whitley County Attorneys Challenging Insurance Settlement Disputes
Insurance companies have a vested interest in minimizing both the number of claims that they pay on and the dollar amount that they pay out on each claim. However, this doesn’t always work in favor of their insured. As Corbin, KY personal injury attorneys, many of our clients only approach us after they make a claim to their insurance company, and the insurer refuses to pay their claim, or pays an amount that’s insufficient to cover the claimant’s loss. If you’ve been injured in an accident and an insurance company inadequately covers or improperly handles your claim, Freeman, Childers & Howard, Attorneys at Law stand ready to assist.
Attorneys Dealing With Recalcitrant Insurance Companies
At the Corbin law firm of Freeman, Childers & Howard, our attorneys have identified several patterns when it comes to issues with insurance companies. Usually, when an insurance company won’t pay out on a claim, or when they want to reduce the amount that they have to pay out, they provide one of the following reasons:
- The injury isn’t covered by the policy.
- The injury was the result of a pre-existing condition that occurred before the policy was purchased.
- There is no valid medical issue.
- The claimant is exaggerating the level of severity of the issue.
These types of excuses can be frustrating and insulting when you are pursuing compensation for medical bills and lost wages. In many cases, the insurer’s delay or refusal in paying your claim may result in your experiencing additional pain and suffering while you wait for necessary medical procedures. At Freeman, Childers & Howard, we find this to be a serious violation of trust on the part of the insurer.
Corbin Law Firm Protecting the Rights of the Insured
The personal injury attorneys at the Corbin, KY law firm of Freeman, Childers & Howard have a great deal of experience in dealing with insurers. In some cases, all that is required is some communication from an attorney. Other claims may require much more serious legal action. We hold insurance companies accountable to their clients.
In some cases, they may also have to pay for any additional damages you experience while they stall or try to avoid payment.