London, KY Car Wreck & Personal Injury Lawyers

We Know London: Representing Victims of Local Traffic Accidents

London is a hub for traffic, with major arteries like Interstate 75 and KY-192 seeing heavy congestion and frequent accidents. Whether you were rear-ended near the London Shopping Center or involved in a serious truck accident on the HWY 25, our team is ready to help.

If you have been injured due to someone’s negligent driving, we can help you receive compensation. Even a "minor" collision can result in whiplash, fractures, and soft tissue injuries that cost thousands in medical expenses at facilities like Saint Joseph London.

We Fight for You When You’ve Been Injured by Negligence

At Freeman Childers, we pride ourselves on diligence and professionalism. When you meet with us for your free initial consultation, we will expertly review your personal account of the wreck.

If you retain us, we don't just file paperwork. We build a case. Our process includes:

• Pulling collision reports from the London Police Department or Laurel County Sheriff.

• Obtaining medical records and deposing witnesses.

• Gathering physical evidence from the crash scene.

Preparation is the key to our success. Our goal is to walk into every settlement negotiation or the Laurel County Circuit Court knowing more than the insurance company’s attorneys.

No Costs and No Fees Unless We Win

We believe that justice shouldn't be expensive. You are likely already facing lost wages and medical bills; you shouldn't have to worry about legal fees too. We operate on a contingency fee basis. This means we do not get paid unless we win your case. You pay nothing out of pocket to get started.

Damages We Recover for London Accident Victims

The impact of a car wreck goes beyond the vehicle damage. If your injuries prevent you from returning to work, you may struggle to pay your mortgage or feed your family. Our goal is to ensure the at-fault party pays you every dollar you deserve.

We fight to recover damages for:

• Current and Future Medical Bills: Including ER visits, surgeries, and physical therapy.

• Lost Wages: Income lost while you were recovering.

• Pain and Suffering: Compensation for the physical and emotional trauma.

• Permanent Disability: If you can no longer work or live as you did before.

• Loss of Consortium: Impact on your relationship with your spouse.

• Punitive Damages: In cases of gross negligence (such as drunk driving).

• Wrongful Death: For the tragic loss of a family member.

What to Do After a Car Accident in London, KY?

1. Call 911: Seek emergency assistance immediately.

2. Document the Scene: If safe, take photos of the vehicles, the road conditions, and your injuries.

3. Make a Report: Ensure the police (London PD, Laurel County, or KSP) file a complete accident report.

4. Seek Medical Attention: Visit the ER or your doctor immediately, even if you feel "fine." Adrenaline can mask injuries.

5. Call Freeman Childers: Contact us at 606-528-1000 before speaking to insurance adjusters.

Who is Liable for Your Injuries in a Car Accident?

Determining fault isn't always simple. Whether a car swerved into you, slammed on their brakes, or ran a red light, multiple parties could be responsible:

• The other driver.

• The driver’s employer (in commercial vehicle cases).

• Vehicle manufacturers (for faulty parts).

• Your own insurance (Uninsured/Underinsured Motorist coverage).

• A bar or restaurant (Dram Shop laws regarding drunk drivers).

Can I Bring a Claim If I Was a Passenger in the Car of the At-Fault Driver?

If you were a passenger in a vehicle that caused an accident, you have rights too. You can bring a claim against the driver—even if they are a friend or family member. Their insurance is there to cover your medical bills and lost wages. Do not suffer in silence because you are worried about the relationship; let us handle the insurance company. 

Understanding Kentucky No-Fault Laws

Kentucky is a "No-Fault" state, meaning you utilize Personal Injury Protection (PIP) coverage for the first $10,000 of medical bills and lost wages, regardless of who caused the crash. However, you can step outside the No-Fault system and file a lawsuit if you meet the $1,000 medical expense threshold or suffer specific injuries such as:

• Bone fracture.

• Permanent disfigurement or injury.

• Loss of a body part.

• Death.

Insurance companies often try to deny these claims or argue that your treatment was "unnecessary." You need an experienced attorney to hold them accountable.

Common Causes of Car Wrecks in Laurel County

• Distracted Driving: Texting or eating while driving.

• DUI: Driving under the influence of drugs or alcohol.

• Speeding: Especially on high-speed routes like I-75.

• Reckless Driving: Weaving through traffic or tailgating.

What is the Statute of Limitations for a Car Accident in Kentucky?

Under Kentucky law, you generally have two years from the date of the accident (or the date of the last PIP payment) to file a lawsuit. If you miss this window, your case will be dismissed.