Catastrophic Injury Lawyers

Most injuries heal. Broken bones knit, cuts scar over, and people return to work. Catastrophic injuries are different.They are permanent. They alter the course of a life. They force a family to rebuild their home, their finances, and their future around a "new normal."

Whether it is a Traumatic Brain Injury (TBI) from a truck crash on I-75, or Paraplegia from a construction fall in Lexington, the insurance company will try to pay you for your medical bills today. That is not enough. At Freeman Childers, we fight for what you will need 10, 20, and 30 years from now. We don't just settle cases; we secure your future.

The "Life Care Plan" (Your Most Important Document)

In a catastrophic case, we cannot guess at the numbers. We hire a certified Life Care Planner to create a detailed report that outlines every dollar you will need for the rest of your life. This plan accounts for:

• Future Surgeries: Joint replacements or skin grafts that will be needed in 15 years.

• Home Modifications: Wheelchair ramps, widened doorways, and roll-in showers.

• 24/7 Attendant Care: Paying for home health aides so a spouse doesn't have to be the sole caregiver.

• Replacement Equipment: A prosthetic leg or a customized wheelchair needs to be replaced every 5-7 years. Inflation matters.

Traumatic Brain Injury (TBI)

TBI is often called the "invisible injury." A CT scan might look normal, but the person is changed forever.

• The Symptoms: Memory loss, rage, inability to concentrate, and personality changes that destroy marriages.

• The Defense: Insurance adjusters love to claim TBI is "faked." We use advanced imaging (DTI-MRI) and neuropsychologists to prove the physical damage to the brain's white matter.

Spinal Cord Injuries (SCI)

Whether it is Paraplegia (legs) or Quadriplegia (arms and legs), the costs are astronomical.

• The hidden costs: It isn't just the wheelchair. It is the neurogenic bladder management, the pressure sore prevention, and the specialized van needed for transport.

• The Vocational Loss: If you worked manual labor in Corbin or London, you may never work again. We hire economists to calculate your Loss of Earning Capacity—every paycheck you would have earned until retirement.

Amputations & Limb Loss

Losing a limb is traumatic physically and psychologically.

• The Phantom Pain: Chronic nerve pain that requires expensive medication or surgery.

• Prosthetics: A high-end prosthetic leg can cost $50,000 and lasts only a few years. An insurance settlement must account for 5-10 replacements over a lifetime.

Severe Burn Injuries

Burns are among the most painful injuries a human can endure.

• The Long Road: Recovery involves months in a burn unit, painful debridement, and multiple skin graft surgeries.

• Contractures: Scar tissue tightens over time, limiting movement and requiring years of physical therapy.

• Disfigurement: We fight for compensation for the psychological impact of permanent scarring.

A Lifetime of Needs Requires a Lifetime of Support.

We have the resources to hire the best experts in the country to prove your case. Call 606-528-1000 to start building your Life Care Plan.